A hard money loan is a short-term, asset-based loan secured by real estate. At Freed Lending, we offer these loans to real estate investors for purchasing, rehabbing, or developing properties quickly, focusing on the value of the property itself rather than just the borrower’s creditworthiness.

Hard money loans - like those offered by Freed Lending - prioritize the property’s value and can be approved and funded much faster than traditional bank loans, which often focus heavily on borrower credit and involve longer approval times.

Freed Lending provides financing for a range of property types including: residential, multifamily, and some commercial properties, depending on the specific project and criteria.

Hard money loans are generally short-term, ranging from three months to three years. Hard money loans are generally designed to bridge the gap for investors until they sell or refinance the property.

Interest rates for hard money loans tend to be higher than traditional loans, typically ranging from 15% to 23%. Freed Lending is transparent with all costs to ensure you are fully informed upfront.

Freed Lending offers a streamlined approval process, often allowing funds to be secured within days, depending on the specifics of the deal and property.

Freed Lending typically offers loans up to 65% to 100% of the property’s value, ensuring sufficient equity remains for all parties.

At Freed Lending, credit scores are less critical than the value and potential of the property. While we do assess financial history, our primary focus is on the project itself and its merits.

Yes, Freed Lending’s hard money loans are a popular choice for fix-and-flip projects due to quick approvals and flexible terms, helping you capitalize on opportunities swiftly.

The process with Freed Lending involves submitting basic property details, a business plan, and a clear exit strategy. Unlike traditional lenders, we place less emphasis on personal financial information, streamlining the process for real estate investors.

Freed Lending is based in Omaha, Nebraska. Freed Lending currently lends across 40+ states through the US.

No experience? Not an issue. Freed Lending works with new borrowers and investors everyday. We are happy to take the time to walk you through the process from start to finish and provide additional resources when needed. We have made it a priority to build long lasting relationships with our new borrowers and investors and make connections when we can!

Our loan amounts range from $25,000 to $1M.

Yes, Freed Lending will provide a Proof of Funds letter after a review has been completed on the property.

Absolutely! We are always here to help.

Raw land loans, agricultural properties, ground-up construction, and consumer purpose loans.